I haven't read the various things going on yet, but I had to laugh at this one:
11. Children
Anyone who is married or has had "relations" needs to make a 1d20 roll for childbirth. For Arne and Valka, only Valka needs to make a roll, unless Arne had any partners other than Valka.
In any other game I'd turn and shoot him a threatening look but yes I know, nords and freya worshippers and all
(hey Arne did give her grief for suggesting the squire since he wouldn't..)